23.11.2020
The Problem Assets functional module was developed and implemented. The purpose of the module is to form a database of potentially problematic assets of the bank (issued loans, purchased securities and receivables) in accordance with the requirements of the Regulation on the organization of the process of managing problematic assets in Ukrainian banks, approved by the Resolution of the Board of the NBU No. 97, dated 18.07.2019. The module provides monthly automated calculation and updating of quantitative early warning indicators (hereinafter referred to as EWI) to identify and maintain a database of debtors with signs of potential problems. Data visualization is provided, on the basis of which the EWI was calculated, as well as the data necessary to ensure the segmentation of problem assets. The functionality of the module provides for the storage and historization of information on the decisions made, the tools used to resolve problem debts, including the indication of responsible departments/parties.